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Posts published in “Day: April 1, 2022

Financial Burdens from a Car Accident

Michael 0

The road to reducing traffic accidents in China | Science | AAAS

Being involved in a motor accident is extremely stressful. Without mentioning the health issues they can cause, they are unsettling and cause frantic panic to everyone involved. Once the dust settles however, they can have a strong financial impact on your livelihood. This is why it is so important to have car insurance and be able to use the knowledge of the best car accident attorneys around. Highlighted below are the ways that a car accident can create financial stress and be a burden post-accident.

Car Repair or Replacement

The most obvious burden is actually repairing or replacing your car. Whilst your insurance should be able to help, it isn’t as simple as it seems. When you are involved in an accident, payouts from the insurance company can take longer than you may expect depending on how quickly your car claim can be settled. If liability of the claim is in doubt this could prevent you from receiving a replacement car when yours in for repair or in the process of being written off. That is obviously all depending on your cover also. In the event you are paid out, it will be deemed at what the insurer values your car at, so if you are wanting to replace it with a newer or similar model, in cases you maybe forking out a lot more money than you would expect.

Medical Expenses & Loss of Earnings

Personal injury after an accident can take its toll on your body and unfortunately your bank account. Hopefully your insurance/health care will cope with the majority of your medical expenses but depending on the severity of your injuries, aftercare and physio is usually very expensive. When injuries are severe or have affected you within a medical expenses sense, they usually also affect your earnings from work. If you have suffered and injury that prevents you from attending work, it’s common that (depending on your employer) your income will reduce significantly.

Future Insurance

After a car incident that has been taken through the insurance, you will be also be stung going forward as an incident like this is always taken into consideration when calculating your car insurance premium. So there is a strong likelihood (especially when settled as a fault claim) that insurance quotes you get going forward will increase by some way. Which can also have a knock on effect on excesses and the level of cover available to you.

How a Car Accident Attorney can help 

A car accident attorney can help with a lot of these unfortunate financial burdens. Finding the right attorney can be the difference of receiving a high level of compensation, to barely covering a car repair. They will help you and put a strong case to determining liability. Liability being settled as a non-fault accident and fault accident will massively change the financial issues you could experience because of an accident. They can also help with legal advice with non-insured losses that can occur which will also help …

How Truck Accident Cases Are Built 

Michael 0

San Jose Truck Accident Lawyer | Law Offices of John J. Garvey, III | Santa  Clara

There are many challenges which truck accident lawyers have when they take on a case, and building one which is strong and packed with convincing evidence is at the heart of it. These lawyers and their legal teams work tirelessly for clients who have been injured by truck accidents. Given the nature and the devastation of truck accidents, many clients have had their lives altered as a result. It is imperative therefore that lawyers build the best case possible in order to win their clients the most amount of compensation, and here is how they build those cases.

Identifying Blame

The first and one of the most challenging steps which lawyers have is to identify who is to blame for the accident. This can be complex because of the fact that there could be a number of liable parties in these kinds of accidents. Lawyers need to know whether it was the responsibility of the driver, the trucking company, they manufacturer or anyone else who was involved in the dealings of the vehicle.

Finding Evidence

The next important step is to find supporting evidence regarding whoever was liable for the accident. This again is a very painstaking process which lawyers must go through, but in finding evidence the case really is won or lost. Evidence will be items such as witness statements, CCTV footage, statements from those involved in the accident and any other crucial information which lawyers can get their hands on which will show where the blame lies. The more evidence and the higher quality evidence that lawyers can find, the better the chances they will have of being victorious in their case.

Using Precedent 

Great legal team will also work on finding precedents from previous cases which they can use to support the current case on which they are working on. Given the sheer volume of trucking cases which occur, there is no way that even the best lawyer would be able to recall how things worked out, or how much was paid out in damages. This however can prove to be very useful in the current case, which is why they will often send someone in their team to lookout for cases from the past which are similar to that which the client has brought them.

Presenting and Negotiating 

In reality the lawyers of the insurance companies already know what the case is worth, but they will still hang on until the prosecution brings up their offer. From here there will be tense negotiations in order for them to reach a settlement for the client. Over 90% of these cases are settled in this way, but negotiations can go on for some time. The reason why these negotiations are tougher than most in personal injury law, is that they are often worth so much more to the insurance company because of the kinds of injuries which we see as a result of trucking accidents.

This is how the lawyers build and present a case after a …